Property Transaction Cost Estimator
Legal Fees & Stamp Duty Calculator Malaysia
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Free estimates of the SPA legal fee, the transfer stamp duty, the loan stamp duty and the monthly instalment on a property purchase in Malaysia. A guide for buyers, sellers and agents, not a quotation.
Legal Fee Calculator
For anyone signing a Sale and Purchase Agreement for a property in Malaysia.
The price agreed in the Sale and Purchase Agreement.
Estimated SPA legal fee
No estimate yet
Enter an amount to see the estimate.
Based on the current scale fee structure. For amounts above RM7,500,000, this calculator estimates the excess at 1%, but the actual fee is subject to negotiation and shall not exceed 1% of the excess. For a negotiated rate, you may manually edit the percentage.
How the legal fee is worked out
The fee is worked out in steps. The first RM500,000 of the price is charged at 1.25%, the next RM7,000,000 at 1%, and anything above RM7,500,000 at up to 1%, which you can negotiate. The minimum fee is RM500.
SPA Stamp Duty Calculator
For the buyer: the duty paid when the property is transferred into your name.
Use the higher of the purchase price or the market value.
Estimated SPA stamp duty
No estimate yet
Enter an amount to see the estimate.
Stamp duty is generally assessed on the higher of the purchase price or market value. This estimate does not account for exemptions, remissions, or special reliefs.
How the SPA stamp duty is worked out
The duty is charged in steps on the price or the market value, whichever is higher. The first RM100,000 is charged at 1%, the next RM400,000 at 2%, the next RM500,000 at 3%, and anything above RM1,000,000 at 4%.
Loan Stamp Duty Calculator
For anyone taking a housing loan: the duty on the bank's loan agreement.
The amount the bank has approved.
Estimated loan stamp duty
No estimate yet
Enter an amount to see the estimate.
Calculated at RM5 for every RM1,000 or part thereof of the loan amount. This means the loan amount is rounded up to the nearest RM1,000 before the 0.5% stamp duty is applied. Actual stamping may depend on the final loan documentation and applicable reliefs.
How the loan stamp duty is worked out
The loan amount is rounded up to the next RM1,000. Then RM5 is charged for every RM1,000, which is the same as 0.5%.
Home Loan Calculator
For anyone planning a housing loan: what you would pay the bank each month.
Estimated monthly repayment
No estimate yet
Enter the loan amount, interest rate and tenure to see the estimate.
This is a simplified estimate using a standard monthly amortisation formula. It does not include insurance, bank fees, legal fees, valuation fees, late payment charges, changes in interest rate, or other charges.
How the monthly repayment is worked out
The instalment spreads the loan and the interest evenly over every month of the loan period. It uses a standard monthly amortisation formula.
What this calculator does not include
- Disbursements such as search fees, registration fees and other out-of-pocket costs.
- Stamp duty exemptions, remissions or special reliefs.
- Bank fees, valuation fees, insurance and late payment charges.
- Changes in the interest rate during the loan period.
- Taxes and other costs specific to your matter.
Important Note
The figures generated by this calculator are estimates only and should not be treated as a formal quotation, financial advice, or legal advice. Actual fees and costs may vary depending on the transaction, applicable laws, disbursements, taxes, bank requirements, exemptions, remissions, and other matter-specific circumstances.
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